Thank you for your continued support and trust. I am honored to have been chosen as an Aloha Aina award winner for 2023 and to have been nominated by my clients. This award is given to REALTORS who have gone above and beyond in service to their clients and maintain the highest ethical standards. Because this award is based on service and ethics, I am humbled and honored to be recognized for helping and guiding my clients through their real estate journeys. https://www.hicentral.com/aloha-aina-realtor-awards.php
Mortgage rates are finally dropping
The Federal Reserve Board has finally indicated that inflation may be under control and that future rate cuts may be ahead in 2024. The mortgage rates have been very favorable with rates returning to the mid to high 6% range but there is still very limited inventory. Homes that are priced well can still receive multiple offers. Before you think of selling or buying call me so we can talk about the housing market!
Do you own a condo on oahu? Check with your association about Hurricane coverage
Recently we have been made aware that due to the rising costs of insurance, some buildings and associations may be "under-insured" in their hurricane policies. The insurance policies for the buildings are a growing concern for lenders, buyers and sellers. There may be instances where a local bank may deny a mortgage for a building based on their insurance coverage and the buyer may have to look to a mainland lender for a mortgage. Read more about this insurance issue in Hawaii Business Magazine
If you have any concerns or need to make a real estate move in 2024, please contact me so I can help guide you on your best options.
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